Let Us Find you the best ATV / UTV Insurance Rates
ATV / UTV Insurance
We understand the importance of protecting your vehicles. Owning and riding an ATV / UTV across all types of terrain can bring great freedom and joy. Unfortunately, it can also bring severe risks like injury and property damage. That's why it's critical to consider getting insurance before you ride.
We can help you get your ride equipped with the proper insurance before an incident ever occurs. As a Trusted Choice Independent Agent, we can shop multiple insurance companies on your behalf, saving you time and money. We do not work for an Insurance Company, we work for you!
Use our convenient online quote form to get your personalized quote. There are a few things to have on hand when filling out the quote to make the process go quickly.
- Personal information, including info about your driving and insurance history
- Current ATV / UTV insurance policy information, if currently insured
- Vehicle information VIN - We can use the VIN to get the ATV / UTV information
If you are looking to Bundle & Save with an Auto and Home, Condo, or Renters multi-policy, you may simply choose that option AFTER you SUBMIT the ATV / UTV Insurance Quote
What Coverages are Available for ATV / UTV's?
ATV / UTV insurance usually includes the following:
- Collision Coverage: Pays for structural damage to your vehicle if you hit another ATV, or a rock, tree, or other object.
- Comprehensive Coverage: Pays for damage that results from lightning, vandalism, animals, theft, etc.
- Liability Coverage: Bodily injury and property damage liability cover damage and legal defense if you cause an accident that harms another person or their property.
- Uninsured/underinsured motorist coverage: Covers if you or your property are harmed by someone who isn’t properly covered to pay for the losses and damage.
Your basic ATV insurance policy might not provide you with enough coverage. Here are some common additional coverages you might want to add to your policy.
- Medical payments coverage: Pays for medical treatments for injuries to you or your passengers after an accident.
- OEM coverage: Pays for original equipment manufacturer parts for your ATV if it needs repairs.
- Trailer coverage: Pays for repairs to the trailer that you use to transport your ATV if it gets damaged.
- Equipment coverage: Pays for damage, repair, or replacement of your ATV's equipment if you purchased both collision coverage and comprehensive coverage already.
- Trip interruption coverage: Pays for food and lodging costs if you get stranded away from home while out on a ride.
- Roadside assistance coverage: Pays for a tow of your ATV if it breaks down 100 feet or less from the main road.
We can help you determine if any of these additional ATV insurance coverages are important to add to your policy.
Usual coverages